Who We Serve

Any platform that collects
for many and settles to each.

The sector changes. The reconciliation and settlement problem does not. RECONFLO serves all of these groups — one platform, one flow.

The unifying pattern: Any platform that (1) collects payments from multiple rails — MTN, Airtel, bank, card — (2) on behalf of a population of "merchants" — schools, farmers, landlords, drivers, agents — and (3) must reconcile what was collected and settle net amounts to each. The merchant type changes. The pain is identical.

ICP Groups

The verticals we serve.

Priority reflects current go-to-market focus — all 10 groups are served by the same platform.

01

POS & Payment Players

"The merchant" = Merchants settling via POS terminals, card, or mobile money

02

School Fee & Booking Aggregators

"The merchant" = Schools or venues receiving collected fee disbursements

03

SACCO & Cooperative Platforms

"The merchant" = Members receiving loan or dividend disbursements

04

Agri-Payment Aggregators

"The merchant" = Smallholder farmers receiving crop payment settlements

05

InsurTech Premium Aggregators

"The merchant" = Insurance underwriters receiving net premium remittances

06

PropTech / Rent Collection

"The merchant" = Landlords receiving collected rent disbursements

07

Betting & Gaming Agent Networks

"The merchant" = Betting agents receiving commission settlements

08

PAYG Energy & Asset Finance

"The merchant" = Agents and resellers receiving commission payments

09

Event Ticketing Aggregators

"The merchant" = Event organisers receiving net ticket revenue

10

B2B Marketplace & Wholesale Trade

"The merchant" = Suppliers and wholesalers receiving buyer settlements

11

Government Revenue Aggregators

"The merchant" = Government agencies receiving collected revenue remittances

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Expanding to more segments
As RECONFLO matures across verticals, new aggregator categories will be added. The underlying platform serves any business that collects for many and settles to each.

Recognise your situation?

A 20-minute demo, configured to your vertical and your specific settlement workflow. No generic slides.

Book a Discovery Call